SBA Business Valuation Appraisals

As a member of the National Association of Guaranteed Government Lenders (NAGGL), Pro Business Valuations, LLC is an SBA valuation specialist offering business valuation appraisals for SBA 7(a) and 504 lending in all 50 states and US territories. Our SBA qualified business appraisals are 100% USPAP compliant and can be used for all SBA loan products and are developed and written to address lenders risk management needs and SBA guidelines. And in case the SBA guarantee is called to be honors, all of our appraisals are highly supported to meet any challenge.

Because we are an SBA specialist, we know that SBA requires that the appraisal inspections, analysis, report writing and signature all be performed by SBA qualified personnel. As a result, we are one of the few SBA appraisers that offer fully SBA qualified business appraisals with ABV, CVA, BCA and ASA credentialed business valuation analysts.

All of our SBA business valuations and SBA equipment appraisals are developed and reported in compliance with the Uniform Standards of Professional Appraisal Practice (USPAP), the American Society of Appraisers (ASA), the National Association of Certified Valuators and Analysts (NACVA) and the International Society of Business Appraisers (ISBA).

Typically a site visit is not required for business valuations except when heavy machinery and other capital asset are are a critical part of underwriting and security. In those cases, we do site-inspection nationwide at a minimal cost to verify everything is as reported. It is much better to have a very qualified valuation appraisal from a proven SBA loan appraiser than to hire a low cost national SBA appraisal chop shop who uses the credential possible credentials and outsources the inspections.

Our SBA valuations can be used to support loans for:

1. long-term working capital to use to pay operational expenses, accounts payable and/or to purchase inventory
2. short-term working capital needs, including seasonal financing, contract performance, construction financing and exporting
3. revolving funds based on the value of existing inventory and receivables, under special conditions
4. purchasing equipment, machinery, furniture, fixtures, supplies or materials
5. purchasing real estate, including land and buildings
6. constructing a new building or renovate an existing building
7. establishing a new business or assist in the acquisition, operation or expansion of an existing business, and
8. refinancing existing business debt, under certain conditions